Salary & dividend optimiser

Turn company revenue into a clearer take-home plan

Compare the combined impact of salary, dividends, Corporation Tax and National Insurance for a single owner-director.

Step 1

Tell us about the company

Results update automatically
Choose the rules used throughout this calculation.
After ordinary expenses, before salary, National Insurance and Corporation Tax.
Updated for 2026/27EnglandView configured tax rules
Step 2

Of the combinations tested, this option produces the highest estimated take-home income.

Potential improvement£2,211.382.14% above the least efficient option
Recommended
Estimated take-home£105,765.0447.12% total effective tax
Salary
£12,570.00
Dividend
£140,676.46
Total tax & NI
£94,234.96
View full tax breakdown
Income Tax
£2,514.00
Basic rate
£2,514.00
Higher rate
£0.00
Additional rate
£0.00
Employee NI
£0.00
Primary rate
£0.00
Upper rate
£0.00
Employer NI
£1,135.50
Dividend Tax
£44,967.42
Basic rate
£2,647.73
Higher rate
£31,259.80
Additional rate
£11,059.89
Corporation Tax
£45,618.04
Marginal relief
£955.58
Taxable profit
£186,294.50
Retained in company
£0.00
Least efficient comparison
Estimated take-home£103,553.6648.22% total effective tax
Salary
£50,270.00
Dividend
£108,810.53
Total tax & NI
£96,446.34
View full tax breakdown
Income Tax
£12,568.00
Basic rate
£7,540.00
Higher rate
£5,028.00
Additional rate
£0.00
Employee NI
£3,016.00
Primary rate
£3,016.00
Upper rate
£0.00
Employer NI
£6,790.50
Dividend Tax
£39,942.87
Basic rate
£0.00
Higher rate
£26,587.27
Additional rate
£13,355.60
Corporation Tax
£34,128.97
Marginal relief
£1,605.91
Taxable profit
£142,939.50
Retained in company
£0.00
Step 3

How take-home changes with salary

Explore the trade-off for £200,000 of company revenue. The highlighted points are the recommended and least efficient combinations.

Advanced calculation settings

The recommended and least efficient options are always included, regardless of this setting.

Designed for a common scenario

A full-year owner-director, a 12-month accounting period, no associated companies and no Employment Allowance.

Illustrative, not advice

Tax rules and personal circumstances vary. Confirm important decisions with a qualified tax professional.

Questions or suggestions?

tax-shrink@bolddata.biz